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Inflation Calculator

Guide: Savings Goals and Inflation: Planning Money That Keeps Its Value

$
%
What costs $100.00 today will cost
$134.39
Increase
34.4%

Inflation is not the same every year. Enter the rate you expect, or find the past rate from two prices. Nothing here uses live data.

Nothing you enter or choose here leaves your device. This tool runs in your browser.

How to use

  1. 1Choose what to work out: future price, buying power, inflation rate or real return.
  2. 2Enter the amount, the rate and the years.
  3. 3Read the result.

Frequently asked questions

How do I find a future price?

Multiply today's price by 1 plus the inflation rate, once for each year. At 3 percent for 10 years, 100 becomes about 134.39.

How do I see what my money will buy?

Divide the amount by 1 plus the inflation rate for each year. 100 will only buy what about 74.41 buys today after 10 years at 3 percent.

How do I find the inflation rate from two prices?

Choose Find the inflation rate, then enter the price at the start, the price at the end and the years. The tool gives the average yearly rate.

What is a real return?

Your investment return after inflation. A 7 percent return with 3 percent inflation is about 3.88 percent in real terms.

Does it use live inflation data?

No. You enter the rate yourself, so it works offline and sends nothing anywhere.

Read the guide

Learn how this works and how to get the most from it.

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Savings Goals and Inflation: Planning Money That Keeps Its Value

How to work out how long a savings goal takes, how much to save each month, and how inflation quietly shrinks what your money can buy.

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